One schedule. One standard.
Pricing scales with complexity and assets — the blended rate falls as the household grows. The work is written for each household alone, and every household receives the full folio, the full ledger, and the full team, at every size.
At one million
For households early in the arc — professionals, growing families, first-generation earners. The folio begins here; so does the ledger.
At five million
Executives, owners, and families in their prime earning decades — tax strategy, estate planning, and investment coordination woven into one plan.
At twenty-five million
Multi-generational wealth, business succession, family governance. The folio becomes a ledger of the family's choices — passed on with the assets.
A rough estimate.
Move the slider to see approximate annual fees at different portfolio sizes. Illustrative only — exact fees are set in your client service agreement.
What else you'll pay — and what you won't.
The advisory fee is ours. A few costs are charged by third parties, and a few services carry their own terms — all disclosed here and in Form ADV Part 2A, none paid to us as commission.
Charged by the platforms that hold and manage the accounts — Schwab and Fidelity via Adhesion Wealth and AssetMark; Pontera for held-away retirement accounts. Passed through, never marked up.
Collected at the start, balance due on completion. Enroll in investment management and the balance is waived — your deposit is credited against your first quarterly advisory fee.
An annual reimbursement toward a qualified preparer — up to $400 under $1M in assets, up to $825 at $1M and above — when you authorize coordinated tax planning.
Documents are created and maintained through Wealth.com at no additional advisory fee. You pay the custodian's costs and any fund's internal expenses directly — never to us.
The relationship generally begins at $250,000 of investable assets, which we may waive for households early in the arc.
When we advise on an annuity, its value may be included in billable assets — a category distinct from regulatory assets under management — and subject to the advisory fee. We disclose it plainly because an asset-based fee gives us an incentive you deserve to see.
The planning menu, as filed.
Planning can be engaged on its own, piece by piece — each engagement priced in advance, half collected at the start, the balance due on completion. Enroll in investment management and the fee is waived, your deposit credited.
Ranges reflect household complexity, quoted before work begins. 50% is collected at the start; the balance is due on completion. For clients who enroll in investment management, planning fees are waived and the deposit is credited against the first quarter's advisory fee.
Four things our fee will never do.
Never hide.
The fee is disclosed in Form ADV, in your client agreement, and on every quarterly statement. No surprise charges, ever.
Never earn from products.
We receive no commissions, no revenue share, no placement fees. The only money that reaches us comes from our clients directly.
Never scale down the standard.
A smaller household does not receive a shorter folio or a thinner record. The discipline is identical at every size — only the scope of work differs.
Never lock you in.
You can end the relationship at any time with 30 days notice. Your documents, your ledger, your folio — all yours to take.
The best way to price a plan is to speak with us.
One conversation, and you'll leave with a written estimate for your household — and the schedule it came from.
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